An Analysis of Loan operations and Financial Performance of Kerala Financial Corporation (KFC)

Abstract

The present research work is undertaken to analyze the financial statement of Kerala Financial Corporation .To accomplish the aforesaid objectives data is gathered from annual report of KFC and used ratio analysis technique for data analysis. This research paper is based on the last 6 years made by KFC 2012-13 to 2017-18.On the basis of findings this paper  suggesting for the KFC to maintain the control over its operating expenses which will otherwise going to the major limitation of the profitability .It is also suggested for the KFC to take utmost care in providing better returns to its equity shareholders. The KFC is taken proper measure to control NPA for the last few years ,still more vibrant measure should take ,so that NPA of the corporation completely eliminated.